Job Details
This job is not active on our system any more, please contact the poster to see if it is still available!
|
|
|
| Job Title: |
Director - Retail Credit |
| Location: |
Dublin |
| Position Type: |
Full Time |
| Ref: |
smcredit |
| Remuneration: |
Negotiable |
|
| Description: |
We currently have a role for a director or retail credit within one of the leading banks in Ireland
The Sucessful canidate will be required to
• Optimise Retail Credit quality through ensuring best practice/processes in Credit Sanctioning, Management and Control
• Through working closely with colleagues in Retail ensure excellent understanding of business issues/requirements, that Credit structures/processes are maintained to deliver a high quality service to customer facing units and that reliable communication channels ensure issues are identified, escalated as appropriate and addressed promptly.
• Lead and motivate a team that ensures a performance excellence culture is evident throughout Retail Credit and is proactively committed to ongoing improvement.
• Accountability for forecasts and performance against forecastson the Impairments line on the P&L and for Credit capital requirements in the Balance Sheet
• Development of stress scenarios and testing providing insight to a range of possible outcomes and thereby avoiding surprises
• Agree targets for cash flow and recovery within operational teams in Collections & Recoveries and lead changes to policy, strategy and resourcing as necessary
• Ensure adequate governance for changes in Credit Policy and Appetite
• Develop Basel and Operational Models and maintain these, thereby ensuring quality and timely delivery of automated decisions, Impairment Costs, RWA calculations and Regulatory returns.
• Ensure appropriate MI systems are in place to monitor all aspects of performance and to facilitate briefing of appropriate contacts – Chief Operations Officer, CEO Retail Banking etc
• Maintain sound business relationships with key contacts/business users/influencers and ensure flow of relevant communication to maintain confidence in effectiveness of Retail Credit – key contacts include Chief Operations Officer, Chief Credit Officer, Senior Retail Executives and RBS Retail and Group Credit
• Lead and develop the management team to ensure maintenance of appropriate skills levels and career development.
• Support Chief Credit Officer and play a proactive role as part of Credit & Market Risk Senior Management team in achieving overall Credit & Market Risk business objectives.
Experience required:
• Strong leadership, people management and communications skills including the ability to influence other Senior Executives.
• Strong strategic awareness with demonstrated ability to proactively manage change.
• Strong risk skills allied to good business knowledge/judgement.
• Proven ability to deliver against stretching objectives and targets
• Effective team skills and proven high quality interpersonal skills with the ability to build strong and productive relationships with business partners.
• Decisiveness, action oriented, seeking opportunities to enhance performance.
• Proven interpersonal and communications skills
• Ability to achieve results though others through strong leadership/influencing and winning commitment to desired goals.
• Strong drive and belief in ability to succeed based on demonstrable past performance.
• Sound knowledge of operational practices within the Bank and the internal and external factors that influence business performance.
The firm will provide a very good salary in a first class working environment.
What's next??
If you are interested in this role or just want to have a confidential chat about what's on in the market call Hugh on (01) 4744634
I am a Professional & Ethical Recruitment Consultant; your C.V will travel no further than my Email in-box until I have met with you and discussed your application in full in regards to this role.
I ALWAYS Require Financial Services Experienced Candidates Fiduciary Services - Trust & Trustee - Pensions - Life Assurance - Assurance - Re-Insurance - Equity - FUNDS/ HEDGE FUNDS - INVESTMENT BANKING - SHARE HOLDER SERVICES - STOCKBROKING - PRIVATE WEALTH MANAGEMENT - RETAIL BANKING - CORPORATE BANKING - WHOLESALE BANK
|
|
| Experience: |
10 Years Experience or above |
| Required Education: |
Professional Qualification |
Job Classification |
| Categories: |
Banking
|
Contact Details |
| Posting Company: |
Sigmar Recruitment |
| Contact Name: |
Hugh Murray |
|
